BOARD OF DIRECTORS
Mr. THOMAS JOHN MUTHOOT(CHAIRMAN & MANAGING DIRECTOR )
Mr. THOMAS GEORGE MUTHOOT (JOINT MANAGING DIRECTOR )
Ms. THOMAS MUTHOOT (JOINT MANAGING DIRECTOR)
Mrs. PREETHI JOHN MUTHOOT (DIRECTOR)
Muthoot Fincorp Limited is a prominent non-banking financial company (NBFC) operating extensively across India, functioning as the flagship company of the Muthoot Pappachan Group. It specializes in retail financial services, primarily known for gold loans, small and medium enterprise (SME) loans, personal loans, microfinance, and foreign exchange services. Catering heavily to customers who have limited access to mainstream commercial banking channels, the company operates through thousands of branches pan-India.
Extensive nationwide branch network spanning multiple states with millions of retail customers served annually. Its key offerings Gold Loans, MSME/Business Loans, Two-Wheeler Loans, Used Car Loans, Home Loans, Foreign Currency Exchange, and Money Transfer Services.
Awards
- • Superbrand 2026 Award
- • ET Now Best Organisation for Women 2026 Award
- • ET Now Best Organisation for Women 2025 Award
- • ET Now Best Brands 2024 Award
- • ET Now Best BFSI Award
Products of Company
- • Gold Loan Schemes: Customized quick-liquidity asset-backed loans.
- • Muthoot FinCorp ONE: Digital application platform offering integrated financial products and gold loans online.
- • Loan: Home Loan, Loan Against Property, Two-Wheeler Loan, Used car Loan.
- • Business & Personal Loans: Credit solutions for small businesses and individuals.
- • Savings and Investments: Mutual Funds, National Pension Scheme, Demat Registration.
- • Value-Added Services: Forex, travel cards, PAN card services, and insurance products.
Financial Highlights
- • Total income for the financial year ending March 31, 2026, rose to ₹11,227.80 crore, compared to ₹8,511.57 crore in FY 2024-25 and ₹6,554.31 crore in FY 2023-24, reflecting strong sequential scaling across core lending portfolios.
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• Profit After Tax (PAT) for FY 2025-26 reached a robust ₹1,847.62 crore, marking a sharp growth compared to ₹607.99 crore in FY 2024-25 and ₹1,047.98 crore in FY 2023-24.
- • Total assets expanded significantly to ₹67,668.69 crore at the close of FY 2025-26, up from ₹45,456.09 crore in FY 2024-25 and ₹38,703.57 crore in FY 2023-24, driven by deeper penetration in gold loans and retail financial services.
ANNUAL REPORT
NEWS
